CREDIT
Credit issues? No problem! We'll guide you through a credit clean-up process and help you qualify for a loan in no time.
HOW YOUR SCORE IS CALCULATED
HOW CREDIT SCORES ARE GENERALLY VIEWED
- 760-850
EXCELLENT
- 700-759
VERY GOOD
- 600-699
OKAY
- 300-599
POOR
improve your score
"Fixing" a credit score is more about fixing errors in your credit history. Follow the guidelines below to help build and maintain consistent, good credit history. Our loan agents are here to help walk you through every step of the process.
CHECK YOUR CREDIT REPORT
Your credit report contains the data used to calculate your credit score and it may contain errors. If you find errors on any of your reports, dispute them with the credit bureau.
SET UP PAYMENT REMINDERS
LATE PAYMENTS CAN HAVE A MAJOR NEGATIVE IMPACT ON YOUR SCORE. CONSIDER SIGNING UP FOR payment reminders through YOUR BANK. MANY can send you an email or text message reminding you when a payment is due.
REDUCE THE AMOUNT OF DEBT YOU OWE
Use your credit report to TRACK all your accounts. then determine how much you owe on each account and AT what interest rate. Create a payment plan that prioritizes Debt payments towards the highest interest cards first while maintaining minimum payments on your other accounts.