CREDIT

Credit issues? No problem! We'll guide you through a credit clean-up process and help you qualify for a loan in no time.

 

HOW YOUR SCORE IS CALCULATED

Your score is generally calculated by evaluating the five criteria above.
 

HOW CREDIT SCORES ARE GENERALLY VIEWED

 
  • 760-850

    EXCELLENT

  • 700-759

    VERY GOOD

  • 600-699

    OKAY

  • 300-599

    POOR

 

improve your score

"Fixing" a credit score is more about fixing errors in your credit history. Follow the guidelines below to help build and maintain consistent, good credit history. Our loan agents are here to help walk you through every step of the process.

Check Your Credit Report to Improve Your Credit Score | Nu Level Equity | Mortgage Services

CHECK YOUR CREDIT REPORT

Your credit report contains the data used to calculate your credit score and it may contain errors. If you find errors on any of your reports, dispute them with the credit bureau.

Set Up Payment Reminders to Improve Your Credit Score | Nu Level Equity | Mortgage Services

SET UP PAYMENT REMINDERS

LATE PAYMENTS CAN HAVE A MAJOR NEGATIVE IMPACT ON YOUR SCORE. CONSIDER SIGNING UP FOR payment reminders through YOUR BANK. MANY can send you an email or text message reminding you when a payment is due.

 

Reduce the Amount of Debt You Owe to Improve Your Credit Score | Nu Level Equity | Mortgage Services

REDUCE THE AMOUNT OF DEBT YOU OWE

Use your credit report to TRACK all your accounts. then determine how much you owe on each account and AT what interest rate. Create a payment plan that prioritizes Debt payments towards the highest interest cards first while maintaining minimum payments on your other accounts.